Free protection for shopping

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Free protection for shopping

Free protection for shopping!

Did you know that there’s legislation that turns any credit card transaction into a financial self-defence? ‘Section 75’ of the Consumer Credit Act means your plastic must protect anything you buy for more than £100 for free, so if there’s a problem or the company goes bust, you can still get your money back.

Although Section 75 doesn’t apply to debit cards, there is something else to fall back on if you’ve paid using a debit card, or used a credit card for a purchase under £100.

Known as Chargeback, this is part of banks’ and card companies’ internal rules and not a legal requirement.

Read full details of Section 75 or Chargeback, over on Money Saving Expert, along with how to claim, in their guides.

 

 

 

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